http://www.nytimes.com/2011/11/14/business/banks-quietly-ramp-up-consumer-fees.html?hp
The article above mentions how banks need to "recoup" income that they are no longer getting and need try to wrangle 20 to 30 bux per depositer to "recoup" their "losses." Honestly, I think this is easily solved by cutting the salaries of their top execs.
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